However, unlike Klarna, Affirm is profitable. The US BNPL group reported net income of $69.2m in Q2. Still, @sytaylor thinks Klarna "isn’t that far behind." "I’d wager their bankers are probably hoping this pops by 2x on IPO day," he says.
STARTUPS
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Klarna targets $14bn valuation ahead of IPO
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Klarna is targeting a valuation of as much as $14bn. But ultimately, it's down to investors to decide how to value the company on IPO day. One avenue is comparing Klarna to its biggest publicly-traded peer, Affirm, which is currently worth ~$29bn.
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Klarna’s IPO Approach: From BNPL to Neobank Strategy
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Klarna is edging closer to a long-awaited IPO — and it's set to be a key test for the Swedish fintech's business model. Widely perceived as the poster child for 'buy now, pay later,' Klarna's attempting to rebrand as more of a neobank. Can it succeed?
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LLM Prompts Enable Solo Product Building Without Code
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You don’t need code.
You don’t need funding.
You don’t even need a cofounder. With the right LLM prompts, you can: → Design apps
→ Generate specs
→ Plan launches
→ Ship MVPs AI just made solo product building possible for everyone. -
Prioritize your MVP like a pro using MoSCoW
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6. Prioritize your MVP like a pro
— God of Prompt (@godofprompt) 8 septembre 2025
Trying to build everything = launch nothing.
AI can help you cut the noise.
Prompt:
“List every possible feature for this app. Then group them by MoSCoW (Must, Should, Could, Won’t) prioritization.” pic.twitter.com/gbDCG1OLuI6. Prioritize your MVP like a pro Trying to build everything = launch nothing.
AI can help you cut the noise. Prompt: “List every possible feature for this app. Then group them by MoSCoW (Must, Should, Could, Won’t) prioritization.” -
Analyze and beat competitors using LLM prompts
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5. Analyze and beat competitors
— God of Prompt (@godofprompt) 8 septembre 2025
LLMs can reverse-engineer top apps and help you find your edge.
Prompt:
“Compare [Your App] to [Competitor A] and [Competitor B]. List their features, positioning, pricing, and UX. Suggest opportunities to stand out.” pic.twitter.com/vOSbTcImNj5. Analyze and beat competitors LLMs can reverse-engineer top apps and help you find your edge. Prompt: “Compare [Your App] to [Competitor A] and [Competitor B]. List their features, positioning, pricing, and UX. Suggest opportunities to stand out.”
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AI productivity gains not translating to YC startup growth
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Remember all that fantasy-talk about 10x-ed productivity and billion dollar unicorns with a single employee? A dose of reality: “AI has not yet obviously translated into faster growth for YC startups
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Dad’s Fortune Built on Indie Hacking Content Strategy
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"Mom how did we get so rich?" "Your dad listened to Nikita and posted about indie hacking 160,832 times"
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Small Robot Printer Automates Construction Layout Planning
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It is often the small developments that achieve great things:
— Chubby♨️ (@kimmonismus) 7 septembre 2025
Dusty Robotics is demonstrating a small robot field printer designed to automate construction layout by printing floor plans directly onto the ground in the building site. pic.twitter.com/iQ5AD6ZCaYIt is often the small developments that achieve great things: Dusty Robotics is demonstrating a small robot field printer designed to automate construction layout by printing floor plans directly onto the ground in the building site.
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Strong communities outlast market swings in tech
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Strong communities outlast market swings. Who is still around?