This involves solving for competing interests, attempting to increase the legibility of the systems to users, minimizing cost of enforcement actions, dealing with the reality that fraud is a cause of many but not all disputes and some people are as honest as their options, etc.
ECONOMY
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Payment Rails: Dispute Arbitration as Competing Virtual Jurisdictions
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An underappreciated thing about payments rails is that one dimension they compete on is dispute management. This often involves arbitration systems which are, essentially, privately administered legal systems. And those virtual jurisdictions compete like real ones do!
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Major Life Changes Coming: Preparing for Difficult Times Ahead
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Nous allons prochainement connaître des moments extrêmement difficiles qui vont durablement changer nos vies.
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Insurance Regulation Fragmentation Prevents Consumer Decision Making
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Insurance regulation is byzantine levels of sharded, and while in principle one could aggregate the information, customers would probably not use it to make decisions at the retail level and so nobody puts in that work for that purpose.
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Insurance Companies’ Regulatory Loss Calculations Transparency
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Apropos of nothing, but inspired by this tweet: with a bit of Googling you can find almost any insurance company for any product line calculating down to the basis point how much they expect to lose on any insurance company and swearing it on penalty of law to their regulator.
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Retail brands embrace metaverse and Web3 technologies for digital commerce
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Discover how #retail #brands are embracing the #metaverse and #web3 technologies, from selling digital-only fashion items to setting up #immersive #virtual #shops and enhancing transparency with #blockchain. https://
forbes.com/sites/bernardm
arr/2023/10/27/from-digital-gucci-to-blockchain-supply-chains-retails-web3-revolution/
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Instagram’s Ad Targeting Algorithm Effectiveness Analysis
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News feed is definitely not what it used to be, but their ad targeting is very good especially on places like IG. You could insert any other highly effective feed algo as an example (TikTok, etc).
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Commercial pressures shape algorithm design choices
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“Sort by engagement” is a choice to make your life worse and I wish we did not feel such strong commercial pressures to default users to it.
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Employee Choices and Organizational Dynamics in Tech Overshooting
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It is underappreciated how, in point 3, employee choices (to stay at margin versus leaving) plus length of the pipeline (and turning radius of an aircraft carrier) all contributed to the overshoot. Everyone acting rationally and a situation where no one was thrilled at result.
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AI Adoption Gap Between Large European Businesses and SMEs
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Artificial Intelligence is spreading rapidly among European companies. As with cloud computing, its use was more common in large businesses (28%) than in SMEs (7%). Read more > https://
bit.ly/3rVsy4X @digitaleu via @antgrasso #DigitalEUAmbassador #Europe