A tiny product experience which was just great that I have to share: Mercury's new Send Money feature lets you either do it the usual way or upload e.g. a bill. I uploaded a capital call document. An LLM (presumably) parses the PDF and prefills everything, displaying inline…
@patio11
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Credit Report Access Wins Against Unfair AI Judgment Systems
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(That was not entirely a choice; we gave people access to their credit reports because there was a worry that Shadowy System by Unaccountable Vendors Is Judging You Unfairly would be something other than the biggest win for justice in consumer credit ever delivered.)
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Credit Scoring Systems and Algorithmic Decision-Making Impact
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Given that credit reports are routinely pulled for renting and somewhat less routinely pulled for employment and insurance underwriting, because almost everything correlates, I can understand why someone might think they’re being aggressed upon by having a number scoring them…
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Financial Institution Responsibility in Digital Loss Events
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I find when dealing with this broad class of issues it’s mildly less vexing to think “I am a witness to the bank losing the bank’s money” as opposed to “Someone stole my points because the bank let them.”
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AI models painting without world models still fun
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And if they don’t have a world model, fine, I seem to also lack one, but pretending to paint things is still quite fun.
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LLMs World Model Capabilities and Practical Utility Examples
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Mentioning partly for an example of mundane utility, partly as an example of Things People Probably Don’t Guess A Computer Can Do, and partly because there are still some people who think that LLMs don’t have a world model.
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Middletone color mixing techniques and sepia wash discussion
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… “middletone”? ChatGPT: Khaki with a greenish tint to it. If you don’t have it ready here are six ways to mix it, pick whichever is easiest: *six ways* Me: Wow that’s useful. So Middletone and then a sepia wash like I usually do? ChatGPT: Want something just slightly…
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Painting tips for model ogre club horns and tusks
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A lightly paraphrased discussion with ChatGPT, about a model ogre I was painting: *photo* Me: So one of those horn-like protrusions for the club is not like the others. I don’t want to do the same treatment I’m doing for all the other generic tusks, but I also don’t want to…
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GameStop Dollars vs Chase Dollars: Digital Currency Negotiability
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The key property the GameStop account doesn’t have is negotiability; while one might actually try to do this for oneself, and I really wouldn’t recommend it, one would not be able to buy one’s food or pay one’s rent with GameStop dollars. One does this with Chase dollars.
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Bank Regulation History: Finding and Banning Loopholes
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The history of bank regulation is discovering the asterisk implied by that sentence and then banning the heck out of it for a while.